Research Technician in Seattle, WA — Money Diary | #insurance | #seniors | #elderly
Location: Seattle, WA
Net Worth: $500,000 (This includes my partner, M.’s, and my retirement accounts, personal, and joint savings account, M.’s stocks through his company, and estimated property value minus mortgage. M. makes roughly $117,000 give or take depending on overtime. We have separate accounts as well as a joint account.)
Debt: $490,400 for our mortgage, $30,000 for our truck
Paycheck Amount (1x/month): $3,760
Mortgage: $2,540 ($1,940 for the principal/interest, $600 to escrow for property taxes/insurance. I pay $1,000 and M. pays the rest. This is an agreement based on the difference in our incomes and student loan pay off, see below.)
Car Payment: $100 (M. pays $470 on top of this)
Utilities: $225 (This includes internet, phone, and security system and is split equally between us; this is my half.)
Car Insurance (2x/year): $870
Health Insurance: $136 pre-tax for medical and dental through my employer. M. pays for his through his employer.
Retirement: $375 to 403(b) (pre-tax, matched by employer) and $200 to Roth IRA
Savings: $250 to shared savings for household emergencies/renovations. $1,000 (or whatever is leftover at the end of the month) to individual savings.
Streaming: $90 (this includes monthly subscriptions like Netflix and a break down of those paid annually like Disney+)
NYT Crossword & Cooking: $13.23
Dog Daycare: $200 (M. pays the remaining $450.)
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